Saturday, February 4, 2012

Plumbing Is Not As Hard As It Seems

Make sure you put insulation on pipes, and in small areas that get cold during the winter months. Insulation can be wrapped around pipes, and is available at any hardware store. Wrapping your pipes will save the possible aggravation of them bursting under freezing temperatures and it also keeps the water hot until it reaches your faucets or shower heads.

Flood alarms are available for self installation to protect your home from water damage. Flood alarms work similarly to smoke alarms. They operate on batteries, and when water touches the devices, it will sound an alarm. These devices will sound an alarm when there is flooding in your dwelling or leakage in your plumbing system.

If your pipes are making a racket, there is a simple way to quiet them down. Exposed pipes need to be anchored. Get a professional to anchor any hidden pipes if you do not wish to do some work in your floors or walls by yourself.

When connecting pipes, over-tightening is just as damaging as under-tightening a pipe! You can wreck the threads or crack the pipe itself, so only tighten until water stops leaking out.

Frozen pipes can cause some very expensive plumbing repair jobs. However, most of the time, you can prevent this from happening. First, you need to check your outside pipe to make sure it has the proper insulation. With the onset of colder weather, disconnect and drain any hoses and shut off outside faucets. Doing so can prevent some nasty repair bills a professional plumber would charge you.

You can get the kinds that are designed specifically for galvanized steel or threaded plastics, which will guarantee you the tightest connection possible. Home improvement and plumbing stores carry the products you need and also offer great advice.

When unclogging your drain, don?t use chemical drain openers. These chemicals can open your drain but they also may hurt you if you get them on your skin. If you must use them, wear long sleeved shirts and gloves.

Dealing with water is only one aspect of plumbing. A competent plumber needs to master a variety of additional skills. Fixing water lines is a common thing plumbers work on.

Always keep exposed pipes warm during freezing winter weather. When the air temperature drops very low, it creates prime conditions for frozen pipes. Even pipes located inside of the house can freeze. Be sure that you have a heat lamp or heater near the pipes.

Do not pour grease or other oils in your sink or down your drain. This is a certain way to either slow your drainage or clog your drain entirely. As an owner of a garbage disposal, this is important because the blades will stop working if they have fat on them. Dispose of your oils in a coffee can or other suitable container instead of your sink.

Ensure your overflow holes aren?t clogged up. Overflow holes drain water if a sink begins to overfill, so they need to be clear at all times. Clear overflow holes when doing periodic checks for problems and plumbing issues that should be addressed.

If you notice water dripping along or into your walls, it is very important for you to cut off the water supply immediately and notify a plumber. This is an indication that there is serious problem with your plumbing. The possible consequences, including floods, mold, and mildew, are all dire.

Choose drain cleaners wisely. Some have chemicals that are harmful, and may damage your pipes. You need to select a cleaner that has been advertised as being gentle on pipes. Your pipes depend on certain bacteria. If you kill off the bacteria with chemicals, your system will not run properly.

Try to limit the amount of exposure to the sun you receive. It?s easy to forget how hot it is when you are immersed in a project, but that doesn?t make the danger any less real.

Remove the hose from garden spigots as cold weather moves in. If they are not drained and disconnected, garden hoses are a source of potential damage to any water pipes they share a connection with. You can leave your pipes hooked up in the garage if it stays warm in there.

Never pay a plumber until the job is complete. It is customary for many companies to require you to put money down before they begin the job, but always wait to pay the rest of the balance until the job is totally finished. You want to make sure that the plumber completed everything that they said they would before they get your money.

When you are winterizing your home, get the hot water tank tuned up and serviced. By doing this, you could end up saving yourself some money when the water heater does not have to perform so hard over the colder months.

A lot of people dread plumbing incidents, as they believe that even a single incident could cause tens of thousands of dollars in damage. By only knowing one thing, this nightmare can be avoided. To prevent a small plumbing issue from turning into major water damage, you have to know the exact location of your water register.

Now you have the understanding of plumbing that you can apply to fix your plumbing issues in your home. This is wonderful! The advice in this piece is meant to enhance your growing body of plumbing knowledge, and you should always continue to learn. You may also have even just found out a new way to do a certain plumbing job.

Source: http://articlesfair.com/plumbing/plumbing-is-not-as-hard-as-it-seems/

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Student Loan | Fitch To Rate Rhode Island Student Loan Auth. 2012 ...

2012/02/03 ? 03:37:18

NEW YORK?(BUSINESS WIRE)? Fitch Ratings:

Link to Fitch Ratings? Report: Rhode Island Student Loan Authority 2012 Senior Series A (U.S. SC)

Fitch Ratings expects to rate Rhode Island Student Loan Auth. 2012 Senior Series A (2012A) student revenue bonds as follows:

?$350,000 2012A (Serial 2013) ?Asf(EXP)?; Outlook Stable;

?$400,000 2012A (Serial 2014) ?Asf(EXP)?; Outlook Stable;

?$400,000 2012A (Serial 2015) ?Asf(EXP)?; Outlook Stable;

?$450,000 2012A (Serial 2016) ?Asf(EXP)?; Outlook Stable;

?$980,000 2012A (Serial 2017) ?Asf(EXP)?; Outlook Stable;

?$1,550,000 2012A (Serial 2018) ?Asf(EXP)?; Outlook Stable;

?$1,790,000 2012A (Serial 2019) ?Asf(EXP)?; Outlook Stable;

?$1,910,000 2012A (Serial 2020) ?Asf(EXP)?; Outlook Stable;


student loan

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?$1,950,000 2012A (Serial 2021) ?Asf(EXP)?; Outlook Stable;

?$1,950,000 2012A (Serial 2022) ?Asf(EXP)?; Outlook Stable;

?$1,875,000 2012A (Serial 2023) ?Asf(EXP)?; Outlook Stable;

?$1,650,000 2012A (Serial 2024) ?Asf(EXP)?; Outlook Stable;

?$1,585,000 2012A (Serial 2025) ?Asf(EXP)?; Outlook Stable;

?$1,100,000 2012A (Serial 2026) ?Asf(EXP)?; Outlook Stable.

Fitch?s stress analysis is discussed in the presale titled ?Rhode Island Student Loan Authority 2012 Senior Series A?, dated Feb. 2, 2012.

Additional information is available at ? www.fitchratings.com ?. The ratings above were solicited by, or on behalf of, the issuer, and therefore, Fitch has been compensated for the provision of the ratings.

Applicable Criteria and Related Research:

??Global Structured Finance Rating Criteria?, Aug. 4, 2011;

??U.S. Private Student Loan ABS Criteria?, July 19, 2011.

Applicable Criteria and Related Research:

Global Structured Finance Rating Criteria

U.S. Private Student Loan ABS Criteria

ALL FITCH CREDIT RATINGS ARE SUBJECT TO CERTAIN LIMITATIONS AND DISCLAIMERS. PLEASE READ THESE LIMITATIONS AND DISCLAIMERS BY FOLLOWING THIS LINK: . IN ADDITION, RATING DEFINITIONS AND THE TERMS OF USE OF SUCH RATINGS ARE AVAILABLE ON THE AGENCY?S PUBLIC WEBSITE ? WWW.FITCHRATINGS.COM ?. PUBLISHED RATINGS, CRITERIA AND METHODOLOGIES ARE AVAILABLE FROM THIS SITE AT ALL TIMES. FITCH?S CODE OF CONDUCT, CONFIDENTIALITY, CONFLICTS OF INTEREST, AFFILIATE FIREWALL, COMPLIANCE AND OTHER RELEVANT POLICIES AND PROCEDURES ARE ALSO AVAILABLE FROM THE ?CODE OF CONDUCT? SECTION OF THIS SITE.

Click here to view rest of article from original site

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Source: http://private-student-loans.biz/student-loans/student-loan-fitch-to-rate-rhode-island-student-loan-auth-2012-senior-series-a-presale-issued/

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Friday, February 3, 2012

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Source: http://www.businesstraveltours.com/briggs-and-riley-designed-to-make-travel-easier.html

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Elevated glucose associated with undetected heart damage

ScienceDaily (Feb. 2, 2012) ? A new study led by researchers at the Johns Hopkins Bloomberg School of Public Health suggests that hyperglycemia (high blood sugar) injures the heart, even in patients without a history of heart disease or diabetes. Researchers found that elevated levels of glycated hemoglobin (HbA1c), a marker for chronic hyperglycemia and diabetes, were associated with minute levels of the protein troponin T (cTnT), a blood marker for heart damage. The high-sensitivity test they used detected levels of cTnT tenfold lower than those found in patients diagnosed with a heart attack.

The findings, which are published in the latest issue of the Journal of the American College of Cardiology, suggest that hyperglycemia may be related to cardiac damage independent of atherosclerosis.

"Hyperglycemia and diabetes are known to be associated with an increased risk for heart attack and coronary disease and our study sheds some light on what may be happening," said Elizabeth Selvin, PhD, MPH, senior author of the study and associate professor in the Bloomberg School's Department of Epidemiology. "Our results suggest that chronically elevated glucose levels may contribute to heart damage."

For the study, the researchers followed 9,662 participants from the Atherosclerosis Risk in Communities (ARIC) study. None of the participants had coronary heart disease or history of heart failure. Higher levels of HbA1c were associated in a graded fashion with elevated levels of high-sensitivity cTnT. This relationship was present at HbA1c levels even below the threshold used to diagnose diabetes. Using conventional tests, troponin T can be detected in 0.7 percent of the population and is associated with heart attacks and death. With the high-sensitivity cTnT test, low levels of troponin were found in 66 percent of the study population.

"Our study hints at other potential pathways by which diabetes and elevated glucose are associated with heart disease. Mainly, glucose might not only be related to increased atherosclerosis, but potentially elevated glucose levels may directly damage cardiac muscle," said Jonathan Rubin, MD, general internal medicine fellow at the Johns Hopkins School of Medicine. He was lead author of the study while studying at the Johns Hopkins Bloomberg School of Public Health.

Additional authors of "Chronic Hyperglycemia and Subclinical Myocardial Injury" include Kunihiro Matsushita, MD, PhD, and Josef Coresh, MD, PhD, of the Bloomberg School of Public Health; and Christine M. Ballantyne, MD, and Ron Hoogeveen, PhD, of the Baylor College of Medicine.

The research was supported with grants from the National Heart, Lung, and Blood Institute and the National Institute of Diabetes and Digestive and Kidney Diseases of the National Institutes of Health.

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The above story is reprinted from materials provided by Johns Hopkins University Bloomberg School of Public Health.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.


Journal Reference:

  1. Jonathan Rubin, Kunihiro Matsushita, Christie M. Ballantyne, Ron Hoogeveen, Josef Coresh, Elizabeth Selvin. Chronic Hyperglycemia and Subclinical Myocardial Injury. Journal of the American College of Cardiology, 2012; 59 (5): 484 DOI: 10.1016/j.jacc.2011.10.875

Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://www.sciencedaily.com/releases/2012/02/120202151719.htm

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Thursday, February 2, 2012

Washington State Senate approves same-sex marriage bill

Elaine Thompson / AP

Members of the gallery applaud as the Washington state Senate passes a bill that would legalize same-sex marriage, Feb. 1, in Olympia, Wash. The measure now heads to the House, which is expected to approve it.

By msnbc.com staff, King5.com and the Associated Press

Senators voted 28-21 to approve a bill to legalize gay marriage in the state. Four Republicans crossed party lines and voted with majority Democrats for the measure. Three Democrats voted against it.

The measure now moves to the House, where there is enough support for the bill to pass. Gov. Chris Gregoire says she will sign the bill if it makes it to her desk, Seattle TV station King 5 reported.

Legislators debated the measure for two hours Wednesday night at the capitol in Olympia before voting.

The Senate adopted a series of amendments intended to clarify religious exemptions in the legislation, the Seattle Times reported.

Opponents promise a referendum in November if the bill is signed into law.

Any challenge to the bill can't be filed until after it is passed by the full Legislature and signed into law by Gregoire. Opponents then must turn in 120,577 signatures by June 6.

If opponents aren't able to collect enough signatures, gay and lesbian couples would be able to be wed starting in June. Otherwise, they would have to wait until the results of a November election.

Before last week, it wasn't certain the Senate would have the support to pass the measure, as a handful of Democrats remained undecided.

But after the first public hearing on the issue Jan. 23, a previously undecided Democratic senator, Mary Margaret Haugen of Camano Island, said she would be the 25th and deciding vote in support of the bill, all but ensuring its passage.

PhotoBlog: Washington State clears gay marriage bill hurdle

Same-sex marriage is legal in New York, Connecticut, Iowa, Massachusetts, New Hampshire, Vermont and the District of Columbia.

Lawmakers in New Jersey and Maryland are expected to debate gay marriage this year, and Maine could see a gay marriage proposal on the November ballot.

The debate over same-sex marriage in Washington state has changed significantly since lawmakers passed Washington's Defense of Marriage Act in 1998, which banned gay marriage. The constitutionality of DOMA was ultimately upheld by the state Supreme Court in 2006, but earlier that year, a gay civil rights measure passed after nearly 30 years of failure.

The quick progression of domestic partnership laws in the state came soon after, with a domestic partnership law in 2007, and two years of expansion that culminated in 2009 with the so-called "everything but marriage law" that was upheld by voters after opponents filed a referendum to challenge it.

Under the measure that passed Wednesday, the more than 9,300 couples currently registered in domestic partnerships would have two years to either dissolve their relationship or get married. Domestic partnerships that aren't ended prior to June 30, 2014, would automatically become marriages.

Domestic partnerships would remain for senior couples where at least one partner is 62 years old or older. That provision was included to help seniors who don't remarry out of fear they could lose certain pension or Social Security benefits.

? 2011 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed.

Source: http://usnews.msnbc.msn.com/_news/2012/02/01/10294578-washington-state-senate-approves-same-sex-marriage-bill

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Neil Young: Steve Jobs listened to vinyl

(AP) ? Legendary rocker Neil Young took his campaign for higher-fidelity digital sound to the stage of a technology conference Tuesday, saying a giant of the industry was on his side: the late Steve Jobs.

Young said the Apple co-founder was such a fan of music that he didn't use his iPod and its digitally compressed files at home. Instead, he used a physical format well-known to have better sound.

"Steve Jobs was a pioneer of digital music. His legacy is tremendous," Young said. "But when he went home, he listened to vinyl (albums)."

Young told the "D: Dive Into Media" conference Tuesday that he spoke with Jobs about creating a format that has 20 times the fidelity of files in the most current digital formats, including MP3.

Such a format, he said, would contain 100 percent of the data of music as it is created in a studio, as opposed to 5 percent in compressed formats including Apple's AAC. Each song would be huge, and a new storage and playback device might only hold 30 albums. Each song would take about 30 minutes to download, which is fine if you leave your device on overnight, he said.

"Sleep well. Wake up in the morning. Play some real music and listen to the joy of 100 percent of the sound of music," he said.

Although Young didn't have a practical plan for developing such a format ? saying it's for "rich people" to decide ? he said Jobs was on board with the idea before he died from cancer at age 56 in October.

"I talked to Steve about it. We were working on it," Young said. "You've got to believe if he lived long enough he would eventually try to do what I'm trying to do."

Young's opinion of Jobs was confirmed by interviewer Walt Mossberg, a journalist with News Corp.'s All Things D website, which hosted Jobs at its conferences.

Mossberg said Jobs expressed surprise that "people traded quality, to the extent they had, for convenience or price."

An Apple Inc. spokesman declined to comment.

Young, a 66-year-old singer and songwriter, was full of other surprising opinions, including his defense of recording labels such as his own Reprise Records, a unit of Warner Music Group Corp., as being a nurturer of artists, even as he said recording companies had botched the transition to digital music.

Young also said that "piracy is the new radio," suggesting that illegally copying low-quality songs was an acceptable way for fans to sample music before buying higher-quality versions.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/495d344a0d10421e9baa8ee77029cfbd/Article_2012-01-31-Neil%20Young-Steve%20Jobs/id-227f09ab40924d0eb53af95f46f93520

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Wednesday, February 1, 2012

Judges skeptical of Texas in redistricting case (AP)

WASHINGTON ? The three federal judges who will decide whether the Texas Legislature's new Republican-friendly voting maps violate the Voting Rights Act expressed skepticism Tuesday about one of the state's core arguments.

John Hughes, a lawyer for Texas, which is seeking to keep the maps in place, said during closing arguments before a Washington federal court panel that the maps were the result of legal, partisan gerrymandering that didn't violate federal law. He argued that "a decision based on partisanship" is not based on race, even if it results in minority voters having less political influence.

"Political motivation is not evidence of racially discriminatory intent," he said.

All three judges expressed doubt about that line of reasoning, with presiding judge Rosemary Collyer making clear she wasn't swayed.

"It's really hard to explain (changes to the map) other than doing it on the basis of reducing minority votes," she said.

Judge Thomas Griffith also pressed Hughes: "Doesn't the law require map makers to look at the consequences?"

The Justice Department and a coalition of minority groups contend the legislative and congressional maps the Texas Legislature drew up last year recut districts in a way meant to dilute the state's burgeoning minority voting population. They say the maps violate a section of the Voting Rights Act that requires Texas and eight other mostly southern states with a history of racially discriminatory voting practices to get so-called "pre-clearance" from the Justice Department before making electoral changes.

Timothy Mellett, a Justice Department lawyer, argued Tuesday that the federal government believes there is overwhelming evidence the new maps would reduce minority voting clout, and that the burden should be on the state to prove racial motives weren't taken into consideration.

He also portrayed the state as unwilling to give a full account of how the maps were drawn, saying the state's claim that nearly all decisions were made at the staff level with minimal input from elected officials was simply not credible.

"The fate of the congressional delegation, 100 plus lawmakers, is being decided ... and (Gerardo) Interiano is a lone wolf?" Mellett said, referring to the Texas House's top redistricting staffer. "I find that implausible."

The Justice Department and the state were each given an hour each to make closing arguments Tuesday. Each of the minority groups was given 15 minutes to address the court. Their closing arguments were scheduled for later on Tuesday.

The federal panel in Washington hadn't indicated when it might rule in the case. In addition to two weeks of testimony, each side submitted thousands of pages of documents as additional evidence and each will be filing additional legal briefs to the judges next week.

The Washington trial has continued even as attention shifted to a federal court in San Antonio that is also grappling with the redistricting issue. After the U.S. Supreme Court rejected interim maps the court initially drew, it asked the San Antonio court to redraw the maps with more deference to the ones originally drawn by the Legislature.

The San Antonio court gave Texas and the coalition of nine groups until Feb. 6 to agree on temporary maps that would remain in place through November's election, or see the state's April 3 primaries delayed. But on Monday, an attorney for one of the groups said the settlement talks had stalled, putting the primary date in jeopardy.

In both proceedings, there's a lot on the line.

Texas will add four seats to its congressional delegation in 2012 because of adjustments made with 2010 census data. Both Democrats and Republicans believe the state will be an important factor in the battle for control of the U.S. House. Adjustments in Texas House and Senate maps could also affect the balance of power in the Legislature, though Republicans will almost certainly maintain control of both.

Source: http://us.rd.yahoo.com/dailynews/rss/politics/*http%3A//news.yahoo.com/s/ap/20120131/ap_on_el_ge/us_texas_redistricting

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